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Outstanding Bankruptcy Attorneys Assist You Through Chapter 13 in Florida

Helping clients in Fort Myers, Naples and Port Charlotte get debt relief

If you own a house, a car or other significant assets but are struggling to keep up with payments, Chapter 13 bankruptcy offers you the opportunity to restructure and possibly reduce your debt. With more than 35 years of experience filing bankruptcies throughout Florida, Miller, Hollander & Jeda knows Chapter 13 bankruptcy. We may be able to help you eliminate your debt — and keep your hard-earned property in the process — through the protections of Chapter 13 bankruptcy.

The benefits of Chapter 13 bankruptcy

Chapter 13 bankruptcy is designed for people who have the means to pay back their creditors, including the IRS, but need some time to do so. Like Chapter 7 bankruptcy, Chapter 13 is for individuals and families. The advantage compared to Chapter 7 is that you can avoid liquidating your assets. Under Chapter 13, your debt is restructured into a manageable payment plan. And as long as you keep up with your payments, you will be able to keep your house, your car and other property.

The dedicated bankruptcy lawyers of Miller, Hollander & Jeda have extensive experience helping people understand the benefits and process of filing for Chapter 13 bankruptcy, including:

  • Determining your eligibility, based on your income and debt level
  • Filing a bankruptcy petition with full and complete disclosure of what you own, what you owe and anything owed to you
  • Creating a debt adjustment and repayment plan to pay off debt, usually within three to five years
  • Getting your plan approved by a bankruptcy judge

Miller, Hollander & Jeda shows you how bankruptcy can provide relief and offer a welcome new beginning. Filing Chapter 13 in Florida gives you the opportunity to keep the majority of your assets and get yourself back on track financially.

How Chapter 13 protects your assets

Once a bankruptcy petition is filed, your assets are protected by an automatic stay. This is a temporary action. But as long as you make the arranged payments, you may be able to keep everything you own.

Chapter 13 bankruptcy rules also allow Florida business owners to pay or settle debts over a period of time while continuing to own and operate their businesses. No matter your situation, Miller, Hollander & Jeda’s comprehensive understanding of Florida bankruptcy helps you determine your best course of action.

Get a fresh start through Chapter 13 bankruptcy filing in Florida with Miller, Hollander & Jeda

If you are in danger of losing your home or other valuable assets, we may be able to help. Let us guide you through the practical steps to reorganize your debt through bankruptcy. Call us at 239.775.2000 or contact Miller, Hollander & Jeda online today to schedule a free, private and confidential consultation at any of our three locations in Southwest Florida.