For many of us, summertime heralds a time of travel, spending time outdoors, throwing BBQs, and just having more fun in general. However, many of these fun activities can do a number on your bank account. To avoid the common pitfalls that have many of us spending too much money during the warmest time of year, your bankruptcy attorneys in Fort Myers have compiled a list of tips and tricks that can help you save money, while still having fun. The advice given below can be used throughout the year but will work exceptionally well during the summer months.
If you are currently struggling with your finances and are looking for a way to start fresh, contact the law office of Miller, Hollander & Jeda today. Our experienced Fort Myers bankruptcy attorneys can provide you with an overview of your options and expert advice on what your next steps should be.
Summer falls in the middle of the year, which makes it a great time to review your yearly budget and create new goals and limits for the summer. If you have yet to make an annual budget, consider scheduling an appointment with a financial advisor or using a budgeting app, like these featured money budgeting apps. Once you’ve assessed your year-to-date spending habits and overall budget, you can set a budget for summer and even for the rest of the year if you wish. One of the primary reasons that people file bankruptcy with a bankruptcy attorney in Fort Myers is simply because they are spending more than they are bringing in by either failing to make or stick to a budget. Makingmomentum.com suggests in addition to creating a summer budget, make a separate summer savings/vacation account, that way you can, “always know exactly how your summer vacation/entertainment budget is standing.”
There are numerous tried and true hacks that have been used by money experts and financial advisors to cut costs during the summer months. Many of these are incredibly simple to implement, and though the savings may seem small at first, these tips can end up saving you quite a bit of money in the long run. Some simple changes you can make are:
Saving money doesn’t mean that you have to stay home all summer; it just means that you need to find cheaper ways to visit the places you want to. Some tips to make vacationing less of a money pit, include:
If you would like additional information on how to manage your money in order to avoid filing bankruptcy with a Fort Myers bankruptcy attorney, contact the law offices of Miller, Hollander & Jeda today. We will help you get back on your feet and back on the road to financial stability.