It may seem like a good idea. Times are tough and you’ve decided that bankruptcy is the solution to your financial problems. You know what your debt is and what assets you have, so why not save some money and use a legal document site? It’ll save a lot of money, right? Wrong.
What’s the Problem?
The truth is, with most everything in life, you get what you pay for. What you save by going to a legal document website could easily cost you much more money in the long run. Here’s why they should be avoided:
- They can’t advise you. While they can provide you the forms that you think you need they can’t offer you any advice, explanations, opinions, or recommendations the way a law firm would.
They can’t review your forms. Even simple mistakes can be costly. Lawyers like ours at Miller, Hollandar, and Jeda ensure that you have all of the correct forms and that they are free of errors. Mistakes can cause your forms to be rejected.
- They’re often outdated. In their own disclaimers, they don’t even guarantee the information is up-to-date and quite often, it isn’t. Laws change frequently. You may think that the law is the law, that it’s a rigid entity. On the contrary, the law is ever-changing and always adapting, on both the state and federal level, so it’s important to work with an attorney whose job it is to stay current.
They don’t get to know you. A person’s legal issues are unique, as are their debt, assets, family situation, etc. Attorneys will get a thorough picture of you and your situation so that they can help you make the most beneficial decision for you.
You don’t know legalese. Attorneys speak the language of the law and are trained to understand the complex legal issues that may crop up when filing for bankruptcy, estate planning, guardianship, etc.
- You can’t sue them if you have a problem. If you have a problem with these companies, they are well-prepared. Often there’s a requirement for binding arbitration, which means you can’t sue them and class-action lawsuits are prohibited.
- There’s no negotiating prices. What you see is what you get. With an attorney, you can work out the cost.
- They can be wrong. Lawyers know the laws of their jurisdiction well. The same cannot be said for legal document websites.
Attorneys do so much more than fill out paperwork. They guide you throughout the process and find the best approach to solving your legal issue, the best approach for you. Lawyers aren’t a commodity like legal forms. They work for you, in your best interest.
Cheap doesn’t mean value. The real value comes when you have someone working on your behalf that will make sure everything is done right. At Miller, Hollander, and Jeda, we make sure every “i” is dotted and every “t” crossed. Our attorneys have been helping people get the financial help they need for that second chance in life for more than 35 years. If you’re having financial difficulties and think bankruptcy might be the answer, call our Naples Florida attorneys at Miller, Hollander & Jeda at (239)775-2000 for a consultation